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Sep 28, 2017 - 34 minute read

Cash advance loans in jackson ms

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Cash advance loans in jackson ms

Colin, when doing a cash out refinance, do you need to have enough PTI for all existing properties or just for the one you are refinancing. I am interested in purchasing a single cash advance loans in jackson ms home as an investment property. I currently do not have the 20 for the down payment buy I have excellent credit and I am interested in using a personal loan for the down payment.

I understand that you cannot use borrowed money for a down payment on an investment property, but I was wondering what if you took out the loan for a vacation or something else, let it sit for 6-12 months or so, and use it for the 20 down payment.

I understand this will affect my debt to income ratio, but as long as the numbers work will I be okay. From my understanding the underwriter only wants 2-3 months of bank statements and the balance prior to that isnt in question. Or does the mortgage underwriter go back and see that some of my down payment may have come from that personal loan.

Cash advance loans in jackson ms

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