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Sep 28, 2017 - 34 minute read

Documents required for personal loan in icici

Acceptable Sources Of Reserves. The lender is happy if you happen to have the required reserve in cash. For a lot of borrowers this is a high bar after a down payment and closing costs. The good news is that lenders see liquid assets as anything that can be quickly converted into cash including stocks, bonds, mutual funds, the cash value of an insurance policy, accessible retirement funds, and certificates of deposit.

Alternatively, there are some things which may look like payday loans new york assets, but dont count toward reserves, including borrowed money, money from a cash-out real estate settlement, incidental cash from a real estate closing, and real estate equity. A Twist On Borrowed Funds. At some point, the line between borrowed funds and liquid assets begins to blur. For instance, if you took out a five-year personal loan a year ago, documents required for personal loan in icici deposited the proceeds into your savings account, how long do you have to separate it from savings when listing your assets and debts.

The answer is usually two or three months.

Documents required for personal loan in icici

Loan renewal options will be presented to you by your lender prior to your acceptance of their loan offer. Please be sure to carefully read the renewal policy presented to you before you sign the loan documents. Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple.

Documents required for personal loan in icici

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