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Sep 28, 2017 - 34 minute read

How much personal loan can i get from dcu

Banks determine if you are eligible for a loan by your creditworthiness. If you have bad credit, obtaining a loan can be very tricky. If on top of that, you dont have a bank account; its even harder to get a loan. However, all hope is not lost; it is still possible to get a loan with bad credit and no bank account. Loan From a Traditional Bank will be Hard. Trying to get a loan without a bank account and bad credit from a traditional bank is difficult.

How much personal loan can i get from dcu

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How much personal loan can i get from dcu

Whatever be your salary range, if your FOIR is higher, it would be a good idea to either: lower your existing EMIs with a balance transfer loan or find additional source of income to lower your FOIR.

This will increase the chances of your Insta Loan application, should you ever want to avail it in future if the need be. Job Stability Employer: Salaried Employees of top-notch companies and MNCs have a secure and stable future and hence employment. In contrast to this, small and medium companies, proprietorship and start-ups do not have a secure future and there is always a risk involved that these can shut-down anytime, jeopardizing their employees financial future.

Any lender will always prefer an employee of a MNC over an employee employed with a start-up. Also the employees of top companies get additional relaxation in the rack interest rates of any loan. Another important factor considered is job stability. It becomes for any lender to gauge an applicants eligibility if they have a stable and continuous career. This helps lender to analyze the financial condition of how much personal loan can i get from dcu applicant and their repayment capability.

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